Health Insurance Will Soon Be Linked To Visas In Dubai
Insurance companies in Dubai will soon be submitting pro-rated health insurance packages for residents that are linked to the duration of their visas, according to a senior official at the Dubai Health Authority (DHA).
Dr. Haidar Al Yousef, director of the authority’s health finance department, said the measure was particularly beneficial for people with individual packages who forgot to renew their insurance.
“This initiative will be launched in a few weeks,” Dr. Haider told the Khaleej Times. He said that the insurance packages will be linked to the visa renewal period and will also include the 30-day grace period. “Then you can buy packages for several years, since some visas are for one year, some are two, and another three, you can buy a package that can be prorated until the end of your visa,” he added.
Insurance companies will also present flexible payment plans so that people do not have to pay two years in advance. Dr. Haider added: “This is very useful for individual policies, whether they are domestic workers or dependents.”
The 12 participating insurers will offer these packages, while the DHA has recommended that other insurance companies also offer such packages.
Sponsors and business owners who violate the Dubai insurance law by not renewing the insurance of their employees and dependents every year on time will be fined Dh500 per person per month. The fine is deducted automatically through the electronic system at the time of visa renewal.
The Dubai Health Insurance Law No. 11 of 2013 was adopted under the guidance of His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the United Arab Emirates and Ruler of Dubai. According to the law that went into effect in January 2014, all sponsors have a legal obligation to provide an essential health insurance package for employees.